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Life and Death - be prepared.

I was talking with a friend - who would kill me if I mention her name, so I wont. And she was telling me how she has a friend who wants life insurance. I sell life insurance so she wanted to know if I could help. The sad part of this story is - thats it's to late to help these peopl. You see, This couple both lost thier parents one right after the other. Since thier parents didn't have life insurance, it fell upon them to cover the cost. most people don't realize that not only do you have to pay for funeral cost that can range from $6,000 to $10,000 dollars but you have to cover debts and ofcourse - death tax [ call it estate tax, death tax - it's just the government getting your money even after death ]. estate tax could be upto 50% of what your worth [ that includes savings, investments, even a business or house ]... This couple had both her parents and both his parents pass away. so they were pretty much left with no savings and when they realized that they didn'