What you think does matter

You might think it's funny, but you could help your child today get ready for retirement. It's not crazy and personally - being one who is in the "financial planner" field you could start it as simple as $25 to $50 a month. Since your child is yougn and has 40 to 50 years to sock away money - even a small amount benefits them. The hard part is getting them to continue saving for retirment once thier old enough to do it on thier own.

Considering that last week I was so sick I thought I was going to die - being concerned about out living my money is not on the top of my list. After all - you have to have money to worry about out living it. *** see video below *** I remember living in the mean streets of brooklyn NY - I thought I would not live pass the age of tweenty five [ yes I was a bad kid ]. But here I am past thirty and feeling older by the minute. Personally - I understand the concept and I even sell these options - but I personally belive in the second option - where you have more control - unless you have $50,000 to invest that you don't need and your family has a history of living past 75 or 80 years of age you may want to consider this. My grandparents lived to be 90 years old - I don't know if I even want to be that old........